It is also important to not disclose your personal information to just anyone or any website; your identity is your responsibility to protect. If you do discover that your accounts have been compromised, it’s imperative to call your bank and credit card companies so the appropriate actions may be taken. By law you are only responsible for up to $50 per credit card for any unauthorized charges.
However, as Richard Davis demonstrated, there is no impenetrable protection from identity theft and we must always be on the lookout in order to protect ourselves as well as our financial future.
Joseph “Big Joe” Clark, whose column is published Sundays, is a certified financial planner. He can be reached at firstname.lastname@example.org, or 640-1524.