The Herald Bulletin

Afternoon Update

Columns

March 28, 2014

'Big Joe' Clark: Spring is a time for financial cleaning

Finally it’s spring time and we can soon begin opening the windows and enjoying the sunshine.

So often we spend the winter months tucked away indoors trying to stay warm by the fire and hoping it doesn’t snow enough to require the shovel to be taken from the garage, which unfortunately wasn’t the case this year!

While we put the shovel aside and dust off the lawnmower we can also use this time to give our finances a tuneup.

As April 15 approaches, we need to make sure that we have our taxes either completed or have a good idea of their status. If you work with a tax preparer, make sure you stay in contact with him or her and know if they need any further documents or information to ensure your taxes are filed on time.

If your taxes are done and have been submitted, then it’s a good idea to make sure they are properly stored. A good rule of thumb is to typically keep five to six years of past returns and corresponding documents. While we want to have a clean living space, we should also have organized records.

As the temperature rises many families begin planning a summer vacation. The kids are out of school and many families will hit the road for a trip.

Which brings up the question of when was the last time you reviewed your auto insurance? What about your homeowners insurance? We typically look at these policies when we make a large change, for example buying a new car or house. If it’s been a few years since you walked onto a car lot then it would be a good idea to review your policy limits and make sure they still provide the proper coverage for the underlying asset.

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