Once you have found a house you like, it's highly recommended that you have it inspected to ensure it is worth buying, with no hidden surprises that would keep you from making it your dream home.
When you've decided to write an offer, make sure your agent includes in the Purchase Agreement that you want to have inspections done. Most inspections will consist of a whole-house inspection and a pest inspection.
If the home is not in the city, you should also get a well and septic inspection done. The well may not be working properly, and there can be bacteria and other contaminants in the water. Also, the septic tank can be full and may need to be pumped out, or it may not be working.
The whole-house inspection will cover many things, such as the heating and cooling systems, electrical panel and wiring, roof, attic, doors and windows, insulation, flooring, floor joists, plumbing, and foundation and structures.
The inspector should also examine the land around the house for issues concerning grading, drainage, retaining walls, and plants and shrubs that may affect the condition of the home.
A few of the things the inspector will look for while doing the pest inspection are termites, powder post beetles and molds. Termites and dry rot are big issues in this part of Indiana. If needed, the pest inspector will recommend the appropriate treatment.
Home inspectors in Indiana are required to be licensed by the state. Ask your agent if he/she would recommend one or two. You can call them directly and order the inspections, or you can ask your agent to take care of this for you.
Most inspectors will set up a time a couple of hours after they have inspected the property to have you join them to go over, as well as show you, anything that is a concern with the house. In addition, they can show you where the shut-offs are located, and talk to you about the heating and cooling systems, electrical panel, etc.